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FOR MEDICAL PROFESSIONALS

Here is some free information for medical professionals.  Please refer your patients to this site for their own benefit.

For more comprehensive information including a way to calculate EXACTLY what the value of a claim is worth, please purchase "Auto Accident Personal Injury Insurance Claim (How To Evaluate and Settle Your Loss)" available for sale by download within this site.

A WORD ABOUT LAWYERS (as if you need another word about lawyers).
Your patient does not have to be a law school graduate to successfully handle his or her accident and personal injury claim.  If they engage an attorney to represent them, that lawyer is going to reach in and scoop 33 1/3% to 50% right off the top of the settlement (where the cream floats!) - - for doing little or nothing - - when the patient could have handled it themselves.

A WORD ABOUT ADJUSTERS
Insurance adjusters are employees of the insurance companies.  They do as they are told. Insurance companies, by their very nature, are structured to pay the least amount of money on a claim they can get away with.

 

Question 1

How do medical expenses impact the value of a personal injury claim?

The higher the medical bills the greater the value of a claim.  Your patients need to be certain to maintain all bills for services rendered plus final reports regarding their physical condition.  When creating your reports, you must indicate the length of the time of your patient's "Partial Disability" and/or "Total Disability".  Why?  Because these go a long way justifying the "pain and suffering" they were subjected to plus their lost wages.  (It is crucial that these Medical Reports are placed into your patient's possession and NEVER sent directly to the insurance company). 


Question 2

What about lost time from work?

Your patients must be paid for every single dollar they lost because of the accident even if they are reimbursed by some other insurance coverage they may have!  Lost time and earnings is really "Lost Earning Capacity".   That is, they are entitled to compensation for lost time and earnings -- even if they have no actual loss of money -- such as, for example, when their salary is paid by taking sick leave or some similar arrangement. 


Question 3

What is a patient already has Medical Payments Coverage.  How does that work?

This type of converge will pay, up to certain limits, for all medical bills rising out of the accident - - regardless of who is at fault!   (They must read this coverage carefully because so many people are covered in so many different ways).

A word about health insurance plans:  In certain instances it may be possible for a patient to have their medical bills paid, and yet avoid any repayment, by using their non-automobile health insurance policy, or some other health plan they may have.   ("Yes", this means it's possible they may collect twice for the same medical bills).


Question 4

What is the single greatest thing a patient can do to increase the value of their claim?

Advise them to buy and read, Auto Accident Personal Injury Insurance Claim (How To Evaluate and Settle Your Loss)

This book contains the exclusive BASE Formula that places a specific value on personal injury including "pain and suffering"

 
 

 
 
 
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